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Today’s digital world offers more freelance opportunities for professionals seeking autonomy and flexibility. The healthcare industry values and seeks exceptional medical writers like you. If you’re curious about how to become a freelance medical writer, you’re in luck. This article will cover proven tips on how to kick-start a freelance medical writing career—whether you have healthcare credentials or simply enthusiasm.

Medical writing offers a promising career path. It highlights the importance of sharing health information so patients and their families can understand it.

A year ago, starting a health writing business was a no-brainer as I considered exploring medical writing jobs freelance. As a nurse, I wanted to assist patients in understanding their medical diagnoses rather than relying on information from sources like Dr. “Google. com.” The feedback from my patients inspired me to start freelance writing as a side hustle.

As a medical freelancer, you can create high-quality information to build trust and authenticity in the health niche. Other perks of freelancing are lucrative projects and optimizing your freedom and flexibility. 

Did you know that, on average, freelance medical writers can make $65,000 and $142,000 a year? This is true, and it can be your salary, too. Just look at Austin Ulrich, a freelance medical writer who started from scratch and generated $20,000 a month within his first year. Ulrich’s story is a testament to the potential of this career path.

This salary accounts for what you bring to your clients, including the education, certifications, and years spent in the profession. If you have a passion for medicine and writing, a career as a freelance medical writer might be right for you.

Here are seven helpful tips to help you get started in medical writing.  You might also want to consider these highest-paying freelance writing skills.

What is a Freelance Medical Writer?

A freelance medical writer plays a crucial role in the healthcare industry. They collaborate with healthcare organizations to develop content for educational or promotional purposes. This requires strong research skills and an understanding of medical procedures.

Medical writers help patients and their families understand their health conditions and make informed decisions about their care by making complex medical information accessible. A medical writer might work with hospitals, pharmaceutical companies, private practices, as well as government organizations. There are a ton of writing opportunities for medical writers.

Let’s get into how to get started in freelance writing in healthcare and how to find medical writing jobs freelance.

Here’s How to Become a Freelance Medical Writer

Follow these seven tips on becoming a high-income freelance medical writer without experience.

  1. Have knowledge of the field

It is crucial to understand the essence of medical writing before diving in. Medical writing involves translating complex scientific information into accessible content for various audiences. This means breaking down complex medical jargon into simple, understandable language while maintaining accuracy and integrity. 

For example, If I were to write a blog about high blood sugar, I would never title my article “Hyperglycemia.” Why? It is possible that some people may not understand this term. Use simple words when explaining a complicated procedure or health diagnosis. This way, you are helping people without a health background understand the article. 

How often have you read a comprehensive article and thought, “I have no idea what I just read”. Keep this tip in mind when writing scientific material.  Medical writers also cover fascinating subjects such as research articles, clinical trials, and continuing medical education (CME).  You don’t want to confuse readers; instead, you want to educate them.

  1. Develop your skills as a medical writer.

Developing your freelance skills is not just a step; it’s a journey of self-improvement and accomplishment. You’ll need a combination of medical knowledge and writing skills. If you have a background in science or medicine, that’s great, but it’s not mandatory.

Don’t let this stop you from becoming a freelance writer. For example, I don’t have a journalism degree. Yet, freelance writing for nurses is similar to medical writing. 

Consider taking specialized courses or workshops to enhance your necessary skills. You can also invest in a mentor or freelance writing coach to show you the ropes. Either option you decide will help you master your skills. To get started freelance writing in healthcare, you should always stay current on your craft. 

  1. Create a portfolio of medical writing samples

Start by drafting sample pieces that show your expertise in medical writing. This could include writing clinical studies, creating brochures for patient education, or developing content for healthcare websites.

You can still write sample pieces even if you don’t have a client. It’s possible to start freelancing with no experience.

First, you want to identify a problem and create a solution to that problem. Once established, you are ready to start typing up your first draft. 

For instance, if you want to write for a medical clinic and you notice they lack patient education pamphlets, create one as a sample piece. As a result, you can showcase your skills and demonstrate your initiative and industry knowledge. This is a great way to break into medical writing jobs freelance.

You could also volunteer for a non-profit organization or write guest posts. When preparing your stellar portfolio, include examples of your work. Also, include an introduction about you and your contact information. Please don’t stress about creating a website. It will happen in due time.  Writing samples takes priority over a website in the beginning stages. Having these samples can help when you want to know “how do I find my first freelance writing job?” 

  1. Establish a network as you work on how to become a freelance medical writer

This may feel intimidating, but building a connection with others is pivotal in freelancing. Here’s why: Connecting with healthcare organizations can expand your knowledge and expertise. It is also beneficial to interact with medical writers.  In doing so, you can share your invaluable work with the right people.

LinkedIn is a great place to start networking for nurse writers or medical writers. You can join healthcare-related groups, participate in discussions, and connect with other healthcare writers in your niche—another essential tip when networking is consistency.

Regularly sharing your work and engaging with others’ content can help you build a foundation and establish your presence in the industry as a freelance medical writer. It will also foster relationships that lead to meaningful opportunities and collaborations.

This method did wonders for me; I know it can do the same for you.

  1. Keep yourself updated and adaptable

Freelancing is evolving, and you should as well when working in this industry. Stay alert to the latest trends, guidelines, and regulations on healthcare. This can make or break your journey as a medical freelance writer. Staying relevant can help you remain in demand as a freelance medical writer and keep you viable. T

The benefits of joining an association can boost your career opportunities and give you access to additional resources. 

Here are some examples of helpful associations that can enhance your professional development as you explore how to become a freelance medical writer:

  • American Medical Association 
  • Association of Healthcare Journalists 
  • National Association of Science Writers
  • Society for Technical Communications

You could also follow your favorite medical companies or publications on social media or sign up for their newsletters. This can keep you up to date on popular topics. 

  1. Be open to feedback

From one writer to another, know that receiving constructive feedback is crucial for you to grow as you start your journey toward learning how to become a freelance medical writer. Yes, it’s easier said than done. I recall seeing red edits. They overwhelmed me with emotions. Edits are good, so don’t take them personally. Feedback from your audience or clients can redefine your craft and enhance your abilities as a freelance medical writer. 

Keep in mind that feedback should not be belittling; it should be a constructive learning experience. 

  1.  Embrace every step of your journey

A freelance medical writer’s journey is filled with freelance challenges. These may include finding clients, managing your time effectively, and staying updated with the latest medical research. However, staying passionate, persistent, and consistent in your work can overcome these challenges and thrive in this rewarding field. Remember to be gentle with yourself and celebrate the little wins. Even in tough times, this will keep you motivated and positive.

Get out there and give your clients a taste of what you can do

Medical writing offers a promising career path. It highlights the importance of sharing health information so patients and their families can understand it. Freelancing can provide lucrative projects and optimize your freedom and flexibility. You can succeed in a fulfilling career by following these seven steps and staying true to your journey. You’ve got this.

FAQ

How to become a freelance medical writer with no experience?

These seven tips can help you start a successful career as a freelance writer without experience. It’s also essential to gain knowledge of the medical field, hone your skills, and build a supportive community.

How much do freelance medical writers make?

Freelance medical writers can make roughly $46 per hour with an annual salary between $65,000 and $ 142,000. It’s one of the Best High-Paying Freelance Writing Niches of 2024.

How to find work as a freelance medical writer?

You can find work as a freelance medical writer and explore medical writing jobs freelance by networking your skills and applying to job boards. Some examples include AMWA jobs online, indeed, LinkedIn, and Problogger.com.

How to start freelance writing as a nurse?

The first step to freelance writing for nurses includes researching and choosing a niche. Once you have decided on a topic, you could enroll in a course to learn more, but it’s not required. You should update your resume, create writing samples, and pitch to future clients.

Ah, retirement. You’ve saved and prepared and dreamed of that time when you can throw away your alarm clock and do whatever you want to do. But at some point, you may find you need a little structure, purpose, or a prompt to keep your brain working. Or maybe your retirement savings aren’t quite enough to fund that trip of a lifetime.  You’ve heard great things about the gig economy and are wondering, “Is freelancing a good hobby for retirees?”

You’d like a bit of income but one that comes with flexibility, control, and the excitement that comes with a new adventure. Freelancing may be just what you’re looking for.

3 Reasons Why Freelancing in Retirement Can Be Beneficial

There’s nothing wrong with being an older freelancer who’s new to freelancing. You have experience and skills that will translate into running a successful freelance business after retirement. 

You’re in Control

I found a freelance career helpful when raising children, mostly because it also allowed me to be a full-time mom. That flexibility is also key when freelancing as a senior. You don’t want to be bored, but you crave more time to spend with family and friends, travel, work on a hobby, entertain, volunteer, or organize those closets you said you’d get to someday.

Whether you want a full-on second career or a fulfilling side hustle (even if your main hustle is an afternoon nap and avoiding those closets), a freelance side hustle for retirees might be the way to go. Freelancing means doing as much or as little as you want to—and you can even change it up as your own needs and wishes evolve.

You Feel Purpose

As an older freelancer, you may have valuable experience that allows you to work in your field of expertise as a consultant, or maybe this means you finally have the time and energy to branch out in a new direction. If you still find meaning in the work you did before, don’t feel like you have to abandon it. Continue on in a way that puts you in charge.

Another way to find purpose in freelancing is to join organizations that need volunteers. You can help to guide people starting their careers, be part of an advisory board, or get involved in pushing for policy changes—either at an institution or at the government level. These opportunities vary depending on the field you’re in.

You Get to Do Passion Projects as a Freelance Retiree

When I told my financial advisor I wanted to “retire” from my usual technical writing and editing and move my practice to more creative endeavors, she asked me when I wanted to retire from doing that. I said I didn’t think I’d ever retire. Or I hoped I wouldn’t. Freelancing in retirement gives you the flexibility to work when you want to, for whom you want to, and to switch gears if you want to.

Whether that’s a shift within a field you already work in or moving all your energy to something brand new, let yourself follow that dream you might have considered out of reach when you were working full time.

What are Types of Freelance Jobs for Retirees?

If you aren’t interested in consulting within your previous field, there are still ways to leverage that experience and apply new energy to launch an interesting second act.

Freelance writing

The biggest problem with a writing career when you’re young is that you often don’t have all that much to say. As we age, we find we have a lot to say about the world. Here’s your platform! There are many ways to find calls for articles in all kinds of fields, and you can start by simply doing an online search for “freelance writing jobs.” However, if you haven’t written before, it might be hard to break in without any samples of your work. 

The best way to start is by writing about the work you know best. Does your industry have a trade magazine or a professional organization? They often look for articles by experts in that field. If you have a good idea for an article, pitch it and let them know about your experience. 

After you have some solid pieces published, widen your range of pitches until you find the niche you really want to write in—or don’t narrow it at all and write widely. Remember not to stress about freelancing as a senior; you’re in control.

Freelance design

This broad field covers many types of work. Some of them require specific training, and if you don’t already have that, you may not want to pursue it (although if that appeals to you, go for it!). Put some thought into it if you’re the artistic type. This work could be anything from website design and development, marketing and advertising, book covers, or a myriad of other kinds of graphic illustrations.

You’ll need to develop a portfolio similar to the way a writer does, and turning to the field in which you have the most experience can help here as well. Remember, any work you do counts for your portfolio. 

While you’re building your business as an older freelancer who’s starting out, you may decide to take on work that doesn’t pay. That still counts—no one is going to ask how much you were paid for each piece. Gather it all together and proudly display it to potential clients.

Freelance editing

Do people ask you to fix their writing? Do you find errors in things you read all the time? Maybe working in an editing field is for you. There are all kinds of editors—from developmental editors who find plot holes in a story to proofreaders who pick up the little errors that everybody else missed. 

Several organizations connect editors with education, jobs, and other editors. These include the Editorial Freelancers Association (EFA) the National Association of Independent Writers & Editors (NAIWE), and ACES: The Society for Editing . It’s very satisfying to help others get their work ready for publication.

Freelance tutoring or freelance teaching

Do you love training and passing your experience on to the next generation? Tutoring and teaching can mean working with anybody from young children to adults. It’s a great way to combine a love of teaching while exploring “is freelancing a good hobby for retirees?”

 Online learning is an enormous field and an easy way to have a fulfilling teaching/tutoring experience without being restricted to one geographic place. You can do this type of work from anywhere you have an internet connection. I’ve done my online teaching from balconies overlooking the ocean in Mexico, on cruise ships, and at my sister’s place in Florida (before my first margarita).

Yes, I have to teach every business day, but it only takes an hour or so most of the time, and I easily organize the rest of my work, writing, and leisure activities around it. Life doesn’t get much better than that. That’s why, when asked,” Is freelancing a good hobby for retirees?” I declare, “Yes!”

What Should I Know about Managing Income Freelancing in Retirement?

No matter when you actually retire, the US Social Security Administration (SSA) considers 67 to be the age of full retirement, but you can start collecting Social Security as young as 62. So, if you take early retirement and choose to receive your benefits before age 67, you should be aware that there are limits to how much you can earn before the government starts reducing that benefit until you reach full retirement age. The SSA has a good explainer about that. After full retirement age, there is no limit applied to earned income.

The other aspect of managing income while freelancing in retirement is working as an independent contractor (IC). If you’ve only ever worked as a W-2 employee, IC work can be a bit daunting, but it’s not that difficult when freelancing as a senior. Not all types of freelancing require you to incorporate or otherwise set up your own business. I’ve worked for more than 20 years as a sole proprietor with no problems. But you will need to track income and expenses for tax reporting and probably pay quarterly taxes. 

Of course, if you have any questions about managing the financial aspects of this work or how it affects your other retirement income, it’s best to consult with an accountant or other financial advisor. 

Considering “Is Freelancing a Good Hobby for Retirees?” Remember to Be Retired

Freelancing in retirement should be exciting and—dare I say it?—fun. You may choose to put a lot of time and energy into this new phase in your life at first, but it should smooth out after a while. The whole point of being an older freelancer s to give yourself some enjoyable but productive time that still allows you to enjoy the benefits of having achieved what you have in your previous work life. 

Near my computer, where I can see it all the time, is this: “You can say yes to anything, but you can’t say yes to everything.” Only say yes to projects that make you happy. And stop if you want to. Then, you get to have a second retirement party!

More than 36% of adults have a side hustle in 2024, according to a bankrate.com survey. If you have a side hustle while working full time, you’ve likely considered making your side hustle a full-time career.

What’s a side hustle? It’s a second, nonprimary job or source of income for a working adult.

Here are some statistics on side hustles, according to a Self.inc financial survey.

  • A side hustler spends between 5 and 10 hours per week on their second job.
  • A little over 19% of the people with side hustles make over $1,000 per month.
  • An average side hustle grosses $688 per month.

For people who love their side hustle more than their job, the question inevitably arises: Should I turn my side hustle into my full-time job?

That depends. Let’s look at some factors you should consider before making the transition.

How to Make a Side Hustle to Full-Time Freelance Job Transition

Keep these side hustle tips at the forefront of your mind when you consider making the leap from a freelance side hustle to a full-time freelance career.

1. Understanding the Challenge

Do you know what it’s going to take emotionally and financially to support yourself and perhaps someone else if you transition to a full-time freelance career? When I was a full-time writer, I was able to get article assignments without doing any freelance marketing

Occasional opportunities came to me via word-of-mouth or referrals from editor friends who knew my work. I had freelanced early in my career, and avoided going back to it even though I suffered through a long period of dissatisfaction as a staff writer for one reason: I hated the marketing component of it. It wasn’t natural for me to self-promote, and I knew I’d have to spend three-quarters of my time in the beginning writing pitches and dealing with rejection.

It was easy for me to make some extra money in my spare time as a full-time writer without doing much outreach but I knew I’d have to dig deeper to make it on my own. I made the move to full-time freelance out of necessity after I took a buyout from my full-time job in 2021. Before I left, I tried to learn as much as I could about freelancing by focusing mostly on the business part of it.

I transitioned from side hustle to full-time freelance by taking a few online courses from successful freelancers, some group coaching sessions, and by talking to freelancers who’d made the transition. Even with years of writing experience, I still sweated the change. It’s okay if you feel that way, too.

Know your weaknesses before you make the leap to a full-time freelance career and work on them.

2. Putting Money in the Bank Before Going from Side Hustle to Full-Time Freelance

It’s important to have enough cash to make it through a start-up period. If you have clients already, you won’t need to have as much money socked away to get through the build-up process. A general rule is to have three to six months of cash available for living expenses if something causes you not to work or if you need to get work.

My standards are currently more aggressive but it took me time to build it up. I have a year’s worth of cash for any financial hiccups I could incur. I did that by setting aside a portion of my income beyond my taxes and savings for an emergency account. 

One option to stay afloat is to take a part-time job. This can help you flip the script while you bank some money as you go from side hustle to full-time freelancer. Your side hustle is now your full-time job but you still have a way to bring in money outside of your main job.

I was leery of doing this because I wanted to devote all my energy to building a business. I figured it was more cost-effective to go all-in on freelancing than to split my time working. However, it has worked for many freelancers. It just depends on your situation.

3. Have a Freelance Business Plan

Write a business plan, put it away, and forget about it for a while. It doesn’t need to be fancy but it should be on paper and act as a guidepost for your journey. 

A simple plan for making the transition from side hustle to full-time freelancer is that you should have two important numbers: Your projected monthly income and projected monthly expenses. 

A third component is the clients you are targeting.  Of course, your plan will become more sophisticated as your business grows but, having a super detailed business plan without having clients is meaningless. 

The sooner you can start bringing in money, the better off you’ll be. You can always go back and flesh out your business plan. Building up a roster of paying clients is the most immediate goal. The U.S. Small Business Administration can help you create one.

It’s important not to parse every word of the business plan when you make the move to running a full-time freelance business. It can hold you back. I’ve seen new freelancers agonize over creating the perfect business plan. Avoid that trap. It just saps your energy. 

Trust me, you’ll need to put a lot of energy into acquiring new clients.

4. Create Your Identity As a Full-Time Freelancer

Be committed to your new title. Let people know that you’re a full-time freelancer. That includes current clients, family, and friends. 

Your online presence should announce your new role. Don’t be shy. One litmus test for making the move from part-time side hustle to full-time freelance is if you are comfortable and confident enough to be public about your role. If it’s not comfortable to call yourself a freelancer, you might want to consider waiting before you leave your full-time job. 

This part was scary for me because I genuinely liked my full-time job. You have to immerse yourself in your new role. I took a class that taught me how not to think like a journalist. The hard skills I learned as a journalist—writing, editing, fact-checking—are useful but, I had to rewire my bedside manner and deprogram myself from being overly skeptical, blunt, and detached.

Those qualities are beneficial for journalists but don’t necessarily help when you have to move into sales mode for your new business. Get to know the characteristics successful freelancers adopt.

5. Know Your Worth

Early in my freelance journey, I took any job that came my way. If you have a side hustle, you should know the value of your work. I knew eventually, I’d be able to charge more. 

What’s important here is to understand that you’re running a business and your well-being depends on your ability to make money. Many people who have a side hustle love it. The dynamics can change, however, when you’re side hustle becomes your main source of income. 

You’ll have to establish your rates and be firm with them. That “nice-to-have” freelance rate that was a little extra gravy in your bank account when you held a full-time job needs to be consistent and a high enough freelance rate to sustain your business and lifestyle. Having a balanced freelance money mindset can help when you’re looking to build a lucrative full-time freelance career.

The world of freelancing is booming in today’s fast-paced environment. Not only have the types of freelance jobs expanded, but how do freelancers get paid has evolved beyond traditional methods. ‘

Understanding the freelance project scope is essential to ensure fair compensation and ensure you’re getting paid a freelance salary or freelance rates that you’re worth. 

That being said, knowing the variety of compensation options can significantly impact your financial stability. This article will explore different methods of payment for freelancers and discuss the advantages and disadvantages of each option. As a result, this can help you decide which route is best for you. Please note depending on your client they may already have a system in place. Be sure to do your research to ensure it aligns with your goals and your freelance money mindset.

Discover the top methods freelancers rely on to secure their funds. 

Answered: How Do Freelancers Get Paid?

There are a multitude of ways that freelancers receive payments. Here are some to explore with your clients to discover which ones work best for your freelance business. 

Direct deposits

    Direct deposits and automated clearing house (ACH)  transfers are one form of payment used to pay freelancers for their services. ACH transfer is an electronic transfer made between credit unions or banks. This solution is safe and efficient. Before signing a contract, you and your client will agree on the project price. You will also set the payment frequency, such as biweekly or monthly. This solution is great for retainer clients or ongoing client collaboration.

    The Pros of freelancers getting paid with direct deposits

    • It’s free! Direct deposits do not have additional fees from third parties.
    • Bank details unlock access to complete the transaction promptly.
    • You have control of the amount of your paycheck you would like deposited into your account. 
    • You can conveniently get paid without showing up in person.
    • Direct deposits reduced the risks of physical checks being lost or stolen.

    The Cons of freelancers getting paid with direct deposits

    • International transfers may result in conversion fees which can be costly. This depends on the location of the transfer. 
    • Some banks have processing delays during the weekends or holidays. Keep this in mind when sending out your invoices to prevent delays.
    • This option is not suitable for someone who does not have a bank account as you’re looking for answers to how do freelancers get paid.

    Direct deposits are a free and convenient way to receive compensation for your devoted work. However, delays can occur depending on your bank.

    Paypal 

      Paypal is a popular method of how freelancers get paid due to its global reach and user ability. Over 70 million freelancers use PayPal in the United States. Therefore, it is the most used money platform for freelancers. PayPal is convenient because you can add money to your account without re-entering payment information for each purchase. Freelancers can maximize their business by using PayPal; it’s like having an assistant.

      PayPal offers customizable payment options, invoices, and instant funds. Paypal also sends you reminders for late funds and unpaid invoices. This helps you stay organized. Utilizing these features within PayPal enables you to concentrate more on what’s important: getting paid for freelance work, my friend.

      The Pros of freelancers getting paid with PayPal

      • PayPal process within minutes.
      • Various countries and industries trust PayPal.
      • No monthly fees helping reduce fees as you explore how do freelancers get paid.
      • Using PayPal provides you and your client with a level of security.
      • PayPal enables you to connect your account to your bank account, debit, or credit card.

      PayPal is the way to go for managing your business transactions. With PayPal, you can easily send out professional-looking invoices, provide various cash options, and even automate reminders for any outstanding payments.

      The Cons of freelancers getting paid with PayPal

      • Each buy or sale has a small transaction fee, and fees depend on the sale’s amount.
      • Suppose you experience payment delays due to suspicious activity. PayPal suggests contacting your card provider to obtain a replacement card.
      • If you choose to connect your bank account, deposits can take 3 to 5 days to transfer.
      • If you want the cash immediately in your bank account, you’ll be charged a fee.

      Venmo and Cash App Helping Freelancers Get Paid

        Venmo and cash apps are other great tools that freelancers use to get paid within minutes. In 2009, Venmo introduced a way to pay others without a cash exchange. It has taken off, and freelancers are on board for quick and convenient compensation. Venmo and Cash App are solely peer-to-peer payment platforms, making them ideal for today’s economy. Both apps allow you to easily send and request money from people in your network, even If you are not initially connected as friends.

        Venmo and Cash App will help ensure that you are sending money to the correct person by asking you to confirm the recipient’s phone number, username, or email. It’s important to have accurate contact information on hand. Once the money is sent, it can be challenging to retrieve it.  The Cash App with its enticing slogan “Do More With Your Money” has features similar to Venmo’s. Both apps allow you to send a personalized message to the client about the purchase. This helps with organizational or tax purposes. 

        The Pros of Freelancers Getting Paid with Venmo & Cash App

        • Payments are easily accessible and almost instantaneous.
        • Both apps offer exclusive discounts with either the app or app card.
        • You’re able to send money using a personalized QR code for transactions.
        • The on-screen calculator allows you to split payments when using Venmo.

        The Cons Freelancers Getting Paid with Venmo & Cash App

        • Venmo and Cash apps are used in specific regions limiting their global reach.
        • Venmo has a small transaction fee.
        • Both apps do not offer invoicing tools and freelancer marketplace support.
        • Cash App limits the amount of money you can send or receive.

        Both Venmo and Cash App make it easy to send your clients personalized QR codes. This adds a fun touch to getting instant funds.

        Stripe

          Stripe is a powerful platform for retail freelancers. It offers products in many countries. It is also known for global payments, which boosts your revenue. It accepts money online or in person. Stripe also sends you an email when your payment is deposited. The tracking feature makes it easy for you to stay on top of your payments without worrying about when and if they will arrive.  Keeping mind these important tax tips for freelancers throughout the year so you don’t feel stressed during tax season.

          Stripe handles credit card payments and direct deposits effortlessly. Thus, making it great for freelancers who run their businesses through their websites. Stripe can also meet your client’s financial needs. It offers buy-now and pay-later options at checkout. Adding this feature allows you to beat your competition by improving your cash flow.

          The Pros Freelancers Getting Paid with Stripe

          • Supports cross-border payment methods in 195 countries and 135 plus currencies.
          • High-quality security and fraud protection measures.
          • Offers 24/7 support when you need it.
          • Tailor-made payment process to fit individual needs.

          The Cons Freelancers Getting Paid with Stripe

          • Transaction and conversion fees apply for international payments.
          • Business transactions in person have limited functionality.
          • Requires some software expertise.

          Stripe provides a wide range of payment methods that cater to different countries and currencies. You count on their round-the-clock availability for any tech support you might need. The only catch is that you might need a bit of software know-how to get it all set up.

          Business Checks as a Way of Freelancers Getting Paid

            In today’s digital world, checks can be less common for most businesses. A check is a signed document. It tells the bank to pay a specified amount to the recipient. This could be in the form of payroll checks or cashier’s checks. Some freelancers do not prefer this method of payment for many reasons. Yet, many companies still pay freelancers with printed checks.

            The Pros Freelancers Getting Paid with Checks

            • Checks do not have transaction fees.
            • Checks provide a transparent paper trail for the freelancer and client.
            • Has an in-depth clearing processing system in place.
            • Using checks allows you to avoid carrying cash with you.

            The Cons Freelancers Getting Paid with Checks

            • Mailing and clearing checks can be time-consuming, taking several days to clear.
            • Payment delays can occur if the check bounces due to insufficient funds from the freelance client.
            • It’s easy for checks to get lost in the mail or stolen.
            • Overdraft fees may occur if there are insufficient funds in your account.

            Freelancers dislike using checks for payment because they take time to arrive in the mail and clear. 

            Invoicing Software 

              Freelancers often use invoicing management software. Those include Honeybooks or QuickBooks to send professional invoices to their clients. These tools ensure accuracy and consistency between you and your clients. Who doesn’t want to get paid on time, said no freelancer ever.

              Invoicing software can handle payments via bank transfers, credit card payments, and more. Freelancers are saving time. They are using this option for payment because it’s simple, error-free, and reliable.  BTW, if you’re looking to save time with freelance invoicing software, consider these productivity apps for freelancers.

              The Pros Freelancers Getting Paid with Invoicing Software

              • Creates professional invoices at your fingertips.
              • Notifies you of reminders and follow-ups, reducing administrative tasks.
              • Software systems prevent human error when creating contracts and invoicing.

              The Cons Freelancers Getting Paid with Invoicing Software

              • Some invoicing systems may be too complex and require training.
              • There are some invoicing software that may require a subscription fee.
              • Some systems may not have the customization needed for your business.

              Invoicing software, like Quickbooks, lets you be consistent and error-free with your clients. 

              Discover the Perfect Payment Option for You

              Freelancers have many payment methods. Each has pros and cons. By understanding these options, you can ensure your funds promptly. The key is to choose the payment method that aligns with your needs and the needs of your clients. How freelancers get paid can vary depending on the payment system they opt for. Whether it’s a check mailed to you or sending out personalized invoices. The choice is yours. 

              Let’s be honest, if you are thinking about becoming a freelancer or freelance writer, you really want to know what a potential freelance writer salary is, right?

              Who gets into this business without any curiosity about freelance writer salaries?  I know I wanted to discover some hourly freelance rates and my true earnings potential when I got into the field.

              Having an understanding of how much you could earn as a freelance writer is essential. Here, we’ll dive into the world of freelance writing rates, explore freelancer salary structures, and provide you with some tips to maximize your earnings.

              What is a Freelance Writer Salary?

              As a freelance writer, you can choose different ways to earn money, depending on the type of writing, industry, and project type. 

              Per word: You might get paid a “per word rate” for long-form articles and blog posts. (Here’s how much you should charge for a 500-word article.)

              Per hour: You might get paid for consulting or editing services for each hour you work. 

              Per project: For larger assignments and long-term projects, you might get paid for each project.

              Having the flexibility to quote their price and structure allows freelance writers to adjust prices to fit different types of work and client needs. Knowing how to adjust your freelance rates can ensure you’re able to earn a living freelance writing.

              Key Factors Influencing Freelance Writer Salaries

              Here are some tips to consider when setting your freelance writer rates, whether that’s per hour, word, or project, and how to increase your freelance writer salary.

              1. More Experience Equals Higher Rates

              Your experience and expertise are gold! Seasoned writers with extensive portfolios can charge higher rates because they can tackle complex assignments and deliver content that requires very little editing.

              2. Niche Down and Earn More

              Specializing in high-demand and the best-paying freelance niches like technology, healthcare, or finance can significantly boost the demand for your services and, in return, boost your income. Clients pay more for specialized knowledge that meets their specific industry needs. Picking a niche is not required, but it could be a good fit for you depending on your experience.

              3. Consider Your Local Cost of Living

              Where you live matters when you quote your freelance rate. Writers in higher-cost areas typically charge more to cover living expenses. Conversely, those in lower-cost regions might adjust rates to attract clients while still maintaining a reasonable income. You don’t have to tell the client this but keeping local and state tax costs in mind as you work toward your freelance writer salary is important.

              4. Find Clients and Industries with a Marketing Budget

              Corporate clients and industries like finance and healthcare have larger marketing budgets, allowing writers to command higher rates. Smaller businesses or nonprofits might have tighter budgets, but targeting high-paying freelance clients can elevate your earning potential.

              Average Salary of a Freelance Writer

              According to the U.S. Bureau of Labor Statistics (BLS), the median annual wage for writers was $73,690 in May 2023. In the United States, freelance writers earn an average of $23 an hour as of July 2024, according to ZipRecruiter. Specialized fields like technical writing or copywriting for SaaS (software as a service) brands fetch higher rates, starting at $84 per hour, and report annual earnings similar to $163,800.

              If you’re aiming to be a freelancer earning one of those competitive freelance writer salaries, you need to keep honing your freelance skills and learning how to run your business better.

              Enroll in this course to learn how to earn $100 an hour (or more) as a freelancer.

              Understanding Freelance Hourly Rates vs. Project Rates

              Let’s examine the pros and cons of hourly rates vs. project rates. 

              Pros of Hourly Freelance Rates 

              Hourly rates are like a freelancer’s safety net—you get paid for every single minute you work on a project. This can be especially handy when projects take unexpected turns (hello, surprise revisions!).

              Another great thing about freelance hourly rates is that they’re perfect for projects where the scope and the due date are more likely to shift. Charging by the hour ensures you won’t lose out if the workload balloons. 

              Cons of Freelance Hourly Rates

              As you get better and faster at what you do, hourly rates might start feeling like a speed bump. Sure, you’re finishing tasks in record time, but your earnings don’t reflect that boost in efficiency. 

              Plus, let’s face it, there are only so many hours in a day. When your earnings are tied to your hours, your income has a built-in ceiling. This can make it tough to take on new gigs or enjoy some well-deserved downtime.

              Pros of Freelance Project rates

              Project rates, on the other hand, are like a breath of fresh air. You agree on a set fee for the entire project, and everyone knows what to expect (no surprises!). This kind of financial predictability can make budgeting a breeze and keep stress levels nice and low, allowing you to focus on knocking the project out of the park.

              Cons of Freelance Project rates

              Misjudge the time or resources needed to complete a project, and you might find yourself working for pennies. It all hinges on your ability to foresee potential challenges and include them in your quote.

               If your client decides to add on extra bells and whistles midway through, you could end up putting in extra hours without extra pay. This is where clear communication and good contracts become your best friends.

              When understanding freelance writer salaries, it’s crucial to account for taxes. Unlike a traditional W2 job, freelancers do not have taxes automatically deducted from paychecks. 

              This means a portion of your earnings must be set aside. Work with a tax professional or use reliable tax software for help navigating the complexities of taxes for freelance writer salaries.

              Tips for Increasing Your Freelance Writer Salary

              If you’re looking to make six figures as a freelance writer, it’s possible. Still, you’ll need to aim for a higher hourly rate and higher-paying assignments or dedicate time to working extra hours to reach the goal of increasing your freelance writer salary. 

              It’s fine to start writing 500-word articles for $50 each if you’re a beginner freelancer, but you’ll need to earn at least $2,000 weekly to make a six-figure freelancer salary in gross numbers–that means no vacations!

               Here are more tips to increase your freelance writer salary.

              1. Negotiate Higher Rates

              Showcase your experience and expertise to justify higher rates. Build a solid freelance portfolio with client testimonials to bolster your credibility. Clear communication about deliverables and deadlines also helps clients see the value in investing in your services.

              2. Build a Strong Portfolio with Client Testimonials

              A robust portfolio and glowing testimonials are your best friends. They provide tangible proof of your skills and reliability, making it easier to attract higher-paying clients.

              3. Expand Your Services

              Stay competitive by learning new skills like SEO optimization or social media content creation. Offering a broader range of services can justify premium rates and attract a wider array of clients.

              Whether you are freelance writing as a side hustle or freelancing full-time, it’s important to set annual goals and break them down into monthly, weekly, and daily goals. That way, you have an “average” target rate to aim for. It’s crucial to revisit that freelance writer salary goal periodically to see how well you’re tracking that goal. 

              As a freelancer, you must keep yourself accountable if you need to make modifications to that initial number or if you need to kick your behind into high gear for the remainder of the year.

              How to Reach Financial freedom as a Freelance Writer

              Ready to kick your freelance writer salary into high gear? It’s possible to improve your freelance money mindset when you understand how to set fair rates that reflect your skills. Remember to incorporate factors like experience, niche specialization, and industry standards. 

              Stay informed, build a strong portfolio, and continuously hone your craft to thrive financially and establish yourself as a valuable asset in the freelancing world. You can do this! 

              FAQs

              1. How do freelance writers get paid?

              Freelance writers are typically paid per word, per project, hourly, or through revenue sharing, with terms negotiated based on the work’s scope and nature.

              2. What should freelance writers consider when setting their rates?

              Consider your expertise, project complexity, industry standards, desired income, and the time required for research, writing, and revisions. Review these top questions freelancers should ask clients before quoting your rate.

              3. How much do freelance writers make?

              Earnings vary widely based on experience and project complexity but typically range from $0.10 to $1.00 per word or $20 to $100+ per hour.

              4. What types of clients do freelance writers work with?

              Freelance writers work with businesses, agencies, publications, nonprofits, and individual entrepreneurs, creating content for websites, blogs, articles, and marketing materials.

              The first time I jumped on a discovery call with a potential freelance client, I was completely nervous almost to the point of my hands sweating. I was anxious and excited to secure my first client. 

              Although the discovery call was over the phone, I wanted to make a great first impression on the client. As the discovery call proceeded, I began to realize I had no clue on how to properly vet the client. I wasn’t sure of the top questions freelancers should ask clients and made some gaffs. Whoops!

              There I was with butterflies in my stomach and sweaty palms eager to sign the contract with no idea if the client was a good fit for me.

              Does this sound familiar? It’s common in those who want to know how to start freelancing with no experience.

              When you don’t ask important questions during the discovery call to clients, you miss key information. Some clients are not as forthcoming about project details, deadlines, communication preferences, or payment methods. As a freelancer, this is all on you to ask for clarification to help ensure you are making an informed decision.

              It can be easy to overlook or neglect the vetting process for potential clients. (We’ve all been there!) Oftentimes, as freelancers, we’re searching for our next client to help keep the lights on and to afford a mocha chai latte at Starbucks. But by not vetting potential freelance clients, as a freelancer you’re doing yourself and your client a disservice. 

              Here are some of the best freelance client questions to ask before you agree to a freelance rate as well as after you get the freelance assignment.

              Consider using this freelance client intake form before you get on a call with a potential client to avoid time-wasters.

              Top Questions Freelancers Should Ask Clients Before They Sign a Contract

              To help you sidestep one of the many pitfalls of freelancing, we’re sharing tips and top questions freelancers should ask clients before they commit to the freelance assignment. By the time you secure your next discovery call, you’ll feel confident and ready to start the project.

              What’s the project scope?

              Before you start the freelance project, you want to ensure that you have a clear understanding of the scope of the project. For example, it’s important to know the specific deliverables of the project. Some clients would prefer to see a rough draft of the project and a final deliverable delivered via pdf. Getting clarification on the deliverables and project objectives will help avoid delays in communication or project mishaps. It’ll also help you avoid scope creep down the line if the client asks for more.

              As a rule of thumb, it’s important as a freelancer to have your own set of requirements in order to start a project. You want to come across as confident and trustworthy as possible. You achieve this by providing your client with a checklist of specific requirements you need for the project. Once everything on the checklist has been submitted, you can begin the project with ease. 

              What’s the deadline?

              Clients want to work with freelancers who are able to meet deadlines with a short turnaround. As a freelancer, it’s important to manage your time and energy efficiently.  The more projects you acquire within a month, the more you limit your availability to take on new clients. Time is your most precious resource as a freelancer!

              It’s important to measure your capacity to accept projects and understand the length of time required to complete current ones. 

              As a rule of thumb, I always measure out a two-week window for edits or last-minute changes on a project. This way, I estimate that even after I’ve turned in an article or project on deadline, I allow for a bit of buffer room in my schedule for additional changes on the project.  

              If you can turn in an assignment early to your freelance client, even better. Just expect that you need some time in your schedule for revisions. This is why you shouldn’t try to book yourself with too many freelance projects. That’s a recipe for freelance burnout.

              It’s helpful to establish milestones with the client. Milestones are a great way to approach a project to ensure you are meeting client expectations and the project is on task. Some freelancers require payments to meet milestones. An example might be that the first 25 percent of a project fee is paid after an outline is approved. Another 25 percent or 50 percent will be paid after the first draft. The final amount will be paid after the article or project is approved.

              Occasionally projects do run into roadblocks. This is a common freelancer challenge.

              When roadblocks occur on a project, communicate with your client. The issue might be a last-minute change to a draft or pushing the deadline date a few days out. Provide your client with a heads up so they can adjust accordingly. 

              It never hurts to offer a discount in your rate for the next project for the small inconvenience. Remember, the more flexible you are with clients, they will return the favor, and be more likely to work with you again.

              What are the freelance rates?

              As a freelancer, your rates will periodically change over time. With more skills and experience, your rates should increase to meet market demands. When it comes to determining a rate for a project, there are a few things you should consider–like the amount of research required, the topic, and the deadline. 

              Each of these should be factored into the rate in addition to your experience, niche, and bandwidth to accept the project and come up with freelance writer rates. I prefer to raise my rates twice a year with new clients to stay competitive and to meet my monthly income goals.

              When it comes to negotiating your rates as a freelancer, you have rights. Most freelancers accept the first offer the client presents because they are desperate for the work. Don’t feel bad, we’ve all been there in our freelance journeys. 

              As a rule of thumb, it’s always good to have a counteroffer or negotiate the rate. Negotiating is not putting the project or client at risk. It allows the client to consider the amount of the investment they are willing to pay for your services. In the end, if a client is unwilling to negotiate the rate, be willing to walk away from the project. Trust me, the right client won’t ditch you because you pushed back on a rate.

              How do freelancers get paid?

              When it comes to payment methods, I prefer to keep it as professional, efficient, and simple as possible. Most clients prefer to receive a customer invoice from freelancers. 

              This is helpful in tracking expenses and time for both parties. If you’re new to freelancing,  you might want to consider Paypal as a payment method. Once you become more established, Quickbooks could be a great option for a fee. Other clients will do a direct deposit into your bank account.

              How should freelancers charge?

              Some freelancers prefer to be paid on a retainer, per project, or hourly basis. For me, it depends on the project. For example, if I’m hired to write three to four blog articles for a real estate company on a three-month contract, I prefer to work on a retainer fee which is one lump sum payment each month. 

              The frequency of payment that you receive for a project should be discussed with the client prior to accepting the project. If you start out on a retainer or project basis and the client wants to increase your responsibilities, you’ll need to increase the amount you’re paid.  It’s important to review the terms of the original agreement and consider making necessary adjustments to protect yourself throughout the time you work for each client.

              Top Questions Freelancers Should Ask Clients After Getting the Assignment 

              Here’s a freelance template you can reference and send a tailored version of to your client to ensure you’re on the same page when it comes to the freelance project scope, resources, deadlines, as well as voice, and tone. It’s a great way to ensure you’ve identified the top questions freelancers should ask clients.

              How Much Research and Which Resources Should I Use?

              1. Clarify where research materials will be sourced from (in-house or you have to find sources).

              2. Ask if the client will provide any specific resources or reference materials.

              For most freelance projects clients will request images and backlinks to support the content. As a freelancer, it’s important to clarify where the clients prefer information to be sourced. For example, clients may allocate a small budget for research. They will permit you to source articles and clips from Google Scholar to cite as a reference in your work. If you’re hired as an in-house freelancer, there may be more contingencies regarding where you can retrieve resources and materials.

              Many clients are flexible in their approach to meeting the needs or requirements for a project. It always helpful as a freelancer to provide your client with a content brief. Your content brief should in specific questions or reference request for materials that they specifically want to be used for the assignment. A good resource for material or reference would be SemRush, Reddit, Pinterest, or Answer The Public.

              What are the Interview Requirements?

              1. Inquire if interviews with subject matter experts are necessary.

              2. Discuss logistics and scheduling for interviews, if needed. (Many freelance clients will introduce the freelancer to the team member they need to interview via email so they know you’re working with the team.)

              As a freelancer, you will need to interview subject matter experts for an article or blog. If you have a reliable social media network or personal network that you can go to from time to time is beneficial. However, you want to keep your pulse on leading subject matter experts that can bring a fresh perspective or supporting argument to your article. Suggest the idea to your client to see if interviewing a subject matter expert is necessary.

              Once you have the green light from your client to interview a subject matter expert. You’ll want to go over the logistics of how you’re going to cover the interview. Your interview should be done in real-time to help gain more quotable insights. It’s always best to record the interview via Zoom and transcribe the clip later.

              Who’s the Client’s Audience?

              Every brand or organization will have a key demographic that they are targeting for marketing purposes. As a freelancer, you must ask probing questions to learn more about your client’s target audience. You will want to know more about the client’s target audience age, economic status, social stats, and preferences for communication. The more you know about your client’s target demographic, the better prepared you are to develop a concept to address the project deliverables.

              What’s the Voice and Tone?

              Understanding each freelance client’s desired style, tone,  and voice will be an important aspect of your role as a freelancer. The best way to learn more about your client’s tone, style, and voice is to do a deep dive into their online persona. Take detailed notes on their social media captions, subscribe to the newsletter, or via online videos. Compile all of your notes to identify the brand tone and voice to help create a visual avatar of the client’s target audience and messaging. Remember to ask if they have any blog samples to send over that capture this well.

              What is the Revisions and Feedback Process?

              1. Establish the process for submitting revisions and incorporating feedback.

              2. Clarify the number of revisions included in the project scope. Charge more if the client asks for additional edits.

              Before submitting your final draft, you want to permit your client the opportunity to submit revisions or feedback request. This is a golden opportunity for you to receive constructive feedback on your work. Per your client you can establish a process for revisions that may include sharing a Google Doc, highlighting errors, or adding comments.  The process should be efficient and convenient for both parties to avoid any delay in meeting the deadline. As a rule of thumb, it’s important to discuss the number of revisions for the project. You don’t want to be a doormat because your client is simply not satisfied with the changes. Be flexible, yet firm.

              Establish Final Delivery and Approval

              1. Confirm the preferred method for delivering the final project

              2. Discuss the approval process and any necessary sign-offs from the client

              Once your client has reviewed the project and the edit request have been completed. You’ll need to confirm the preferred method for delivering the project. Some clients will request a PDF file or docx. As a rule of thumb, it’s best to have a backup on hand just in case the file is lost, corrupted, or not to the client’s satisfaction. The final project deliverable should be satisfactory with minimal errors.

              As a freelancer, you want to dot all of your I’s and cross all of your t’s as you identify the top questions freelancers should ask clients. Just as you would have an onboarding process with your client. You’ll want to have an approval process that will ensure that your client’s expectations have been met for the project. Your approval process should include a timeframe for your client to review the project and an opportunity for your client to request any further changes. The client should initial the document to confirm that they are satisfied with the project and have reviewed the work thoroughly. Once your client signs off, you can submit the final deliverable to the client.

              Ready to kick-start your freelance writing career? Learn the steps to Get Paid to Write.

              As the gig economy continues to gather pace, so too do the opportunities to secure higher-paying freelance writing assignments. But no two scribes are the same. Some seem to scrape by, barely making ends meet (believe me, I’ve been there). Others, on the other hand, take home six-figure freelancer sums.

              The difference usually doesn’t always boil down to skill, talent, or education, or even how busy, lucky, or well-connected you are. Rather, your earning potential as a freelance writer is directly related to the types of work you’re willing to take on. Still, you probably want to know the highest-paying freelance writing skills to help you get the most earning potential for your time.

              There are some sexy freelance niche subjects, like travel, which seemingly everyone (including me) wants to write about. This has led to a saturated market in which competition naturally keeps the prices down and those who persist (like me) must lump it. Travel might even be one of the places beginner freelancers seek out when asking “how do I find my first freelance writing job?

              Then there are other areas where advancements in AI-driven writing tools are radically reshaping the landscape. For example, the Associated Press uses AI to automate some corporate earnings and sports stories, freeing up its reporters for ‘higher-impact work’. That sounds like a good thing, but it also means that generalists and those with only basic writing skills will need to up their game.

              Broadening and deepening your freelance writing skills by dipping your toe in the waters below is one way to rake in more moolah.

              The Highest-Paying Freelance Writing Skills of 2024

              When you’re ready to level up your freelance writing know-how and hone your skills, look to these types of writing.

              1. Technical writing

              If you’ve ever struggled with a software installation guide, trawled through an annual report, or tried to make sense of the user’s manual for your new washing machine, you’ll quickly appreciate why skilled technical writers are in such demand. Technical writing aims to break down specialist or complicated subjects in a way that everyday consumers of their product or service can understand.

              Instruction manuals, how-to guides, and other supporting information are a technical writer’s bread and butter. The US Bureau of Labor Statistics says employment of technical writers is projected to grow 7% from 2022 to 2032, faster than the average for all occupations. According to Upwork, technical writers can earn as much as $125 per hour. (BTW, how do you set an hourly rate for freelancers?)

              Some potential technical writers worry that the detailed knowledge required to succeed in this field is beyond them; however, one technical writer contributing to one public forum identified that you don’t need higher education as much as a willingness to learn fast on the job. Others noted that six-figure salaries were the norm rather than the exception.

              2. UX writing

              Could this be one of the best high-paying freelance writing skills to learn? Maybe! UX writers can also assist clients with their websites – from plotting the path a user would take to reach conversion, such as signing up for a newsletter, or making a purchase. UX writers may plan the website’s structure to ensure smooth navigation, write targeted content for landing pages, design compelling calls to action, and ensure the website is well well-optimized for mobile devices.

              Like technical writing, user experience (UX) writing shares the goal of making information accessible and user-friendly. It also requires a high level of know-how. But instead of creating documentation, user manuals, or the like, UX writers guide users gently by the hand through different digital interfaces. Think of the screen of your mobile phone or laptop, the buttons you click on an app, or the voice you hear when you’re talking to Amazon’s Alexa, according to the UX Content Collective.

              UX writers’ work is designed to create a seamless user journey, reducing the friction points that lead frustrated users to abandon their (virtual) shopping carts or click the ‘close screen’ button. So UX writers who are doing their job well will be, essentially, invisible.

              The field is relatively new, with a look at Google Trends revealing that ‘UX writing’ didn’t start to take off as a term until 2018. But growth in the field will continue to ‘boom’, according to the UX Design Institute, with increasing specialization seeing the emergence of UX writers for chatbots, UX writers for virtual reality, and more. While the UX Design Institute lists the average UX writer salary in the USA as $74,997, senior UX writers in San Francisco can earn as much as $132,000.

              3. Digital content writing

              The online world is expanding like never before. With every click, people and organizations are sharing information, deepening virtual connections, and building new communities. Statista figures show that between 2015 and 2023, average daily internet use increased by 16 minutes – which doesn’t sound like much. But multiply that by all the people on the planet and all the days in the year and the potential for the digital marketing industry becomes apparent. Digital ad spending is expected to grow to $730 billion annually by 2027, according to MarketWatch.

              This translates to a plethora of opportunities for writers who are adept at creating content and copy for a range of digital platforms, including websites, blogs, videos, social media posts and ads, infographics, whitepapers, advertising, and email marketing campaigns.

              While there are plenty of opportunities out there, the writing skills one needs to write copy that drives conversions or sells is a totally different than the freelance writing skills required to write articles for mainstream media publications. (Learn how to get started freelance writing for brands.)

              Those who’ve cut their teeth in editorial offices will find that writing copy that drives conversions, or sells, is totally different to the freelance skills required to write articles for mainstream media publications. But copywriting or content marketing writing for brands tends to pay more than editorial writing for magazines and websites.

              Freelance writers who do both sometimes say they take on editorial writing for the prestige, and UX writing for the paycheque. Some digital content writers claim that it’s entirely possible to earn six figures from freelance writing gigs—but you’ll need to put the hard work and the hours in to do so, particularly as a beginner freelance writer.

              4. Ghostwriting

              When it was released in 2023, Prince Harry’s memoir Spare became the fastest-selling non-fiction book of all time. But it wasn’t actually written by Prince Harry. That honor belongs to ghostwriter JR Moehringer, who worked with King Charles’ youngest son for two years in order to capture his story, in his voice.

              Of course, ghostwriters don’t just put together non-fiction (or fiction) books. They are also engaged in writing articles, thought leadership pieces, stories, reports, website materials and any other content which is, officially at least, attributed to another person.

              Because ghostwriting is such a broad church, pay rates and arrangements vary widely. According to Compose.ly, ghostwriters can command anywhere from 10 cents to $4 per word—or even more—depending on their reputation and skills, and the nature of the project. Depending on the circumstances, they might even get a share of royalties.

              Celebrities and influencers who want to produce content, but don’t want to invest the time themselves, are fuelling increased demand for ghostwriters. And as high-powered executives seek to build their personal brands, Business Insider reports that in-demand LinkedIn ghostwriters can command in the range of $500 to $700 an hour.

              5. Healthcare and medical writing

              Developing print or digital documents that revolve around medicine or healthcare is another highly lucrative niche. With drivers including technological advancements, an aging population, and increased demand for services, the global healthcare market (including pharmaceuticals, medical devices and biotechnology) is poised to reach $37.4 trillion in value by 2030, according to Deloitte United States. This means that writers who can tackle this subject with the right blend of creativity and scientific rigor will be in high demand. It’s why these are among the best-paying freelance niches of 2024.

              The American Medical Writers Association (AMWA) explains that freelance writers in this niche can expect a varied workload involving the production of research papers, regulatory documents, and educational materials for healthcare professionals and patients. Grant proposals, poster presentations for medical conferences, medical and health care books, and more, also fall within medical writers’ remit. But the technical and regulatory scrutiny surrounding this work means you can’t just skate through with a minimum of knowledge.

              Almost four in five (78%) of medical writers have a PhD, Masters, or other advanced degree, the AMWA’s 2019 Compensation Survey found, and nearly half (42%) have been at it for more than a decade. (Results of its equivalent 2024 survey are still being calculated). But the rewards are considerable, with the median gross income for full-time freelance medical communicators reaching $151,000, with those working in the regulatory corner of the niche earning as much as $203,000. If those rates sound good to you learn how to become a freelance medical writer.

              If you love health topics, this might be one of the best freelance writing skills to learn to find high-paying freelance clients.

              Frequently asked questions about the highest-paying freelance writing skills

              Here are common freelance skills questions asked and answered:

              I keep hearing how ‘the riches are in the niches.’ What’s that all about?

              This common saying highlights the financial advantages associated with focusing on one or more specific areas of expertise—aka “freelance niches”—in freelance writing. Specialists can develop deep expertise, making them highly sought-after by clients who are willing to pay a premium for their unique insights and skills.

              Popular and general writing fields are also saturated, making it hard for individual writers to stand out, and thus command higher fees. Specializing in a niche also allows writers to build a portfolio of work that is irresistible to their target clients. And once you’ve established a rock-solid reputation, it’s easier to secure repeat business, long-term contracts, and referrals, further benefiting your bank balance.

              What if I don’t know anything about software, or healthcare, or any of the freelance writing skills that pay well?

              Good writers can turn their hands to just about any subject. Sometimes, it can be an advantage to approach a subject knowing little to nothing, because an outsider’s perspective is exactly what’s needed to translate something complex into something relatable to the average reader. I’m not recommending that you ‘fake it till you make it’ when it comes to applying the best freelance writing skills. Rather, it’s about doing enough research to really get to grips with a subject—and then communicating what you’ve learned.

              The alternative is to skill up in the area that interests you. For example, there are a host of courses designed for budding UX writers, including those offered by the UX Writing Hub or UX Content Collective. Relevant professional associations usually also offer training, conferences, and more, along with the opportunity to network with others who are more experienced. For example, though it’s a relatively new field, the User Experience Professionals Association (UXPA) International now has 2400 members online.

              Or, get in touch with freelance coach Diana Kelly Levey to learn more about how to find the best freelance writing skills for you and hone them so you can find high-paying freelance work.

              How can I safeguard my freelance writing earnings into the future?

              Though the field of freelance writing has been battered by many outside forces – such as the shift to online news which shuttered many editorial offices and, more recently, the adoption of AI for some forms of content creation – it continues to morph and change, rather than collapse altogether.

              Safeguarding your freelance earnings into the future involves a combination of diversifying income streams and engaging in ongoing professional development. Taking on different types of writing projects, offering additional services and creating passive income streams (such as by writing and selling ebooks or online courses) can minimize the risk of future shocks.

              Engaging in ongoing professional development is also key to shoring up your financial security into the future. Improve your skills by taking courses, attending webinars and reading industry publications. Obtaining relevant certifications can also enhance your credibility and help attract higher-paying clients – with the added benefit that you can then stash more away for a rainy day.

              I was part of a wave of journalists who had to flee the failing newspaper business. In 2021, I took a voluntary buyout that didn’t seem that voluntary. Almost every year since 2008, the companies I worked for laid off employees or offered buyouts. It was going to be a matter of time before I was involuntarily shown the door and needed to think about freelancer goal-setting strategies.

              It was a painful yet ultimately rewarding decision to transition into full-time freelance writing. I had to find out for myself the answer to, “Can you earn a living freelancing?”

              I’d say it’s a resounding, “Yes.” I’ve more than tripled my income since I started freelancing.

              There have been many stops and starts and wrong turns in my freelance journey but I’ve managed to achieve a degree of success that has allowed me to create a long-term blueprint for growth. It’s a multilayered plan that includes investing in my business, creating financial efficiencies, and setting financial goals. 

              To grow your business, you need to set aside time to think about a long-term growth strategy. It’s hard to envision a prosperous future when you’re struggling to get clients in the early phase of freelancing but if you are committed, you’ll get to a point where you can plan for your financial success and establish a healthy freelance money mindset.

              4 Things to Think about During Freelancer Goal-Setting

              Keep these topics in mind when you set freelance goals and look toward building a sustainable freelance business.

              1. Invest in Your Business

              This is the first year I’ve been able to commit a sizable budget to investing in my business.

              A year ago, I took the step of turning my freelance business into a Limited Liability Corporation. What is an LLC?  It’s essentially a business structure that shields owners from any personal liability they might incur.  

              For me, there was a psychological component to creating an LLC. It created the formal structure I needed to move forward with advancing my business. I wanted to be a business owner instead of a freelance writer. Becoming a business owner helped me frame and strategize for the future. It’s given me an avenue to decide what services I can offer, what services I want to offer, and how I want to grow my business. 

              As a freelancer, it felt like I was randomly chasing freelance writing jobs. Now, I’m changing my website and my business name so I can reposition from being a freelance writer to running a writing business. Small words that shape how we see ourselves can have big impacts. These are forms of investments. 

              2. Establish Financial Goals as Part of Freelancer Goal-Setting Strategy

              Everyone has bills to pay. Without a regular paycheck, it’s critical for freelancers to know exactly what they need to get through the month. For instance, by the end of my first year I was making around $3,000 per month freelancing. It wasn’t great but I had a ramp that allowed me extra time to build my business because I received a 10-month buyout from my previous job. 

              Having a financial cushion to start your freelance business is important. Once you’ve established your business, you need to have financial goals that project growth. Pare it down to monthly goals. 

              Initially, I wanted to make more each month than I did the month before. My goal was $5,000 per month. Financial progress isn’t linear for any business. You have to be prepared for downturns that could result from a lack of work or slow payments from clients. 

              It’s also important to stash away at least 25% of your income for taxes. (Get more taxes for freelance writers tips.) I pay myself every two weeks and I save at least 20% of my income. At least half of my savings goes toward my retirement. 

              If business is lean, you’ll have to consider cutting expenses. However, this is a short-term solution that should only be applied as a final resort. You don’t want to live with the stress of constantly having to be frugal.

              3. Create Strategies to Achieve Those Freelance Money Goals

              There are multiple ways to increase your income. My big break was landing an anchor client. My anchor client accounts for over 80 percent of my revenue. My financial goals are currently $12,000 per month. 

              Do I hit it every month? No, but it’s not an unreasonable standard at this point in my business.  Some freelancers have two or three freelance anchor clients. 

              These are priority clients. They account for the majority of your revenue and time. My anchor client was a game changer. It allowed me to raise rates for other projects and it created enough security for me to turn down assignments that didn’t seem like a good fit or didn’t pay enough. 

              Nothing in freelancing lasts forever so I’m operating under the assumption that eventually I’ll lose my anchor client. I view it this way to stay motivated. I must constantly diversify my client list and be ready to pivot, offer new services, and be prepared for downturns. 

              You should constantly look for different services that could work for you. Some of the highest-paying freelance skills of 2024 include mobile app development, AI Development, Website Development and others. 

              4. Write Down Skill Goals as Part of Freelancer Goals

              What are skill goals? It’s simply learning a new skill that you can translate into a service for your clients.  The five highest-paying freelance writing skills of 2024 involve ghostwriting, UX writing, and healthcare writing to name a few. Explore these to see if you have any interest in building upon your innate know-how.

              I’m taking a class on premium ghostwriting that focuses on how to write an educational email class. It’s a service that I’ll likely add at some point. It might be adding SEO writing expertise to your portfolio of services. From free to paid classes, there are multiple ways to increase your SEO knowledge and add value to your services. It’s a great skill to incorporate into freelancer goal-setting sessions. 

              A former journalist who understands story pitches and what makes a good story could add a public relations component to their services. There are clients who will pay you to get publicity for their stories. This can be very lucrative. As your business grows, you’ll have to figure out how to manage it and whether you want to scale it out by adding employees or whether you want to manage it as a solopreneur. 

              Take Freelancer Goal-Setting Strategies Seriously

              Establishing a road map for your financial growth is imperative to make it in freelancing. Devote a half day each week to journaling or writing out your future financial goals. Some key fundamentals for financial growth include setting a monthly goal, planning daily for future revenue goals, making sure you are diversifying your clientele through freelance marketing strategies, putting some money aside every month for taxes and your savings, and learning new skills. 

              How you follow these freelancer goal-setting fundamentals is up to you but you have to do these tasks to have a chance for sustained success.

              When you’re a freelancer, you need to get comfortable with being uncomfortable, and that includes the ebbs and flows of income. 

              It often feels like a rollercoaster ride – exhilarating highs followed by nerve-wracking lows. It’s a path marked by weeks, sometimes even months, where the wait for invoices to be paid stretches your budget—okay and PATIENCE—to its limits. 

              Yet, there are also those moments when you get paid by a few clients at once and temporarily feel like a baller.

              Full-time freelancing for 15 years taught me these financial coping strategies to help me feel less stressed and anxious about living with an irregular freelance income

              I hope they give you some stability and peace of mind.

              6 Freelance Money Mindset Tips to Help You Feel Less Financial Stress in Your Business

              Here are money tips for freelancers to help you feel less anxiety during the freelance feast-or-famine cycles.

              1. Focus on quarterly income instead of a weekly paycheck

              Firstly, shift your perspective from the immediate to the broader horizon. 

              Evaluating your earnings every quarter, rather than getting caught up in the weekly or monthly fluctuations, offers a clearer picture of your financial health. 

              This approach helps in smoothing out the highs and lows, providing a more stable outlook on your income.

              2. Don’t freak out over slow freelance payments

              It’s natural to feel a pinch during slower weeks, but it’s crucial not to let stress cloud your judgment.

              3. One of the top money tips for freelancers is to always save a little extra for tax season

              In the U.S., many freelancers will need to start paying taxes quarterly after the first year or so, or when they earn a certain amount of money.

              Keeping a little extra aside can save you from future tax headaches. If you don’t owe it to the government, add some to your retirement accounts. This will help you build up investments for your future and increase the write-offs so you can owe the government less next year. Always check the IRS’ website for the latest guidance on tax tips for freelancers.

              4. Stay on top of client payment status and terms

              Keeping track of when invoices are paid can significantly ease your financial planning. Sometimes when I’m stalking my bank account to see if a payment hit yet, I need to go back to my documents where I see the date I submitted my invoice, their average payment terms (maybe 30 or 45 or even 60) and calm down. 

              It might feel like forever since you sent over an invoice but it’s only been 30 days and their terms are 45 days. Make note of the date you get paid in an invoicing doc. 

              You’ll not only anticipate future payments better but also quickly identify any delays. This simple habit can be a game-changer in managing your cash flow more effectively. (Here’s more on cash management if you’re interested.)

              5. Money mindset tip for success? Anticipate slow seasons as a freelancer

              Understanding and preparing for your ‘slow seasons’ can make a world of difference. For me, it’s typically July and mid-December through early February. By recognizing these patterns, you can plan ahead, ensuring you have enough savings to cover these leaner periods. Here are ways to navigate a freelance slow season.

              Save up more money during your slow freelance seasons and be prepared to spend less and market yourself more during slower business times.

              6. Have a freelance financial goal in mind

              Setting a target for the balance between ‘invoices out’ and ‘assignments being worked on’ can help maintain a steady workflow and income.

              In previous years, it’s been between $15,000 and $20,000 that I wanted to know was “coming in” or “assignments I could count on.”

              For instance, if you aim to have $8,000 in play at any given time because that helps your freelance money mindset and you’re awaiting $3,000 in payments, strive to have $5,000 worth of assignments in progress.  It’s one of the money tips for freelancers that’s helped me feel less anxious about how much money is coming in.

              This balance isn’t just about numbers; it’s about finding a rhythm that keeps the financial anxiety at bay.

              Remember, these freelance money mindset strategies aren’t a one-size-fits-all solution but rather a framework that has served me well over the years. 

              The goal is to mitigate some of the financial uncertainties that come with freelancing and to foster a sense of security amidst the fluctuating tides of freelance income.

              Here are the steps to take when you’re ready to earn $100 an hour freelancing.

              You’re thinking about starting a freelance career or, you’ve already kick-started one and wondered if it’s truly possible to earn a living freelancing and earn a living freelance writing. Some days freelancers can feel like they’re rolling in the money and need to turn down freelance assignments. Other days, you keep refreshing your inbox to see if clients need your freelance talents and stress about your bank account statements.

              When I was in high school, I dreamed of becoming a freelance writer who worked from home and was able to support a family. My first byline was in 1978, and it wasn’t until 1996 that I made the leap from “full-time employee” to “full-time freelance writer.”  The journey has been an exciting one, and the Internet has made the process a lot easier.

              Until the past two decades, freelance writers had to submit everything via snail mail. Can you imagine writing a query letter (magazine pitch), and making sure you included a SASE (self-addressed stamped envelope) if you wanted a reply? Then it would take several months before you would hear back from an editor.

              These days, you can get rejected within a few hours thanks to the invention of email. But, you can also get an assignment within a few hours, too.  You can earn as much money as you want as a freelancer. Marketing is the key component.

              That’s why it’s still possible to earn a living freelance writing.

              4 Ways You Can Earn a Living Freelance Writing

              Making a living as a freelancer is possible when you follow these steps.

              1.  Write articles for publications and websites

              One of the reasons you’re thinking about earning a living as a freelance writer is because you’re interested in writing for magazines, editorial websites, or brands.

              Some places will pay “per word,” while others will pay “per project.” 

              Many magazines and websites hire freelance writers to help with content. 

              (Hint: look for publications and websites that are a good fit for your interests and skill set.)

              2.  Write greeting cards. 

              Yes, people are still buying them and this industry needs your writing talents.

              Most card companies accept submissions from freelance writers. Visit their website and look for the submission guidelines. In the past, I have sold greeting cards for rates ranging from $75 to $150. Blue Mountain Arts pays $300. Research card companies online at the Greeting Card Association.

              (Hint: look for greeting card companies that are not in the association…they won’t be getting as many submissions from freelance writers.)

              This is just one of many fun answers to the question, “Can you earn a living freelancing?”

              3.  Write for specialty newsletters. 

              I got one of my first freelance newsletter writing assignments after answering an ad on a job board. article was only 250 words, and it paid $100. Find lots of newsletters at the Directory of Associations and Industry Newsletters. You could also offer freelance writing services to clients as a writer for their e-newsletters.

              4.  Write books. It’s a great way to earn a living freelancing.

              Sure, that’s way easier said than done, John!

              Here’s how to earn a living freelancer with book writing projects.

              ·         The “traditional way” is when you create a book proposal and either submit it directly to a publisher, or through a literary agent (there are still plenty of mainstream publishers that accept submissions directly from authors).

              ·         You can also “self-publish,” either on Amazon or with a “print on demand” (POD) company. When you self-publish on Amazon, for example, they handle all the printing and shipping, etc., and you receive a monthly royalty payment.

              ·         You can also find “work-for-hire” book project opportunities. Many publishers have ideas for books and need authors to create them. I have worked on these types of projects for rates ranging from $800 (for a children’s book for a school library publisher) to $15,000 (for a business book for a mainstream publisher).

              ·         Write chapters for publishers. Many publishers are looking for “experts” in different fields to write just one or two chapters for a book. (I wrote a few chapters in “Family Health for Dummies” and “Men’s Health for Dummies.”)

              FAQs: Can You Earn a Living Freelancing?

              How much do freelancers earn freelancing for a living?

              Good question, and the answers are all over the place. For example, there are several surveys online that indicate the average hourly rate for a freelance writer is about $29. Other surveys have the figure higher, and few even have it much lower.

              I have never been a fan of an hourly wage for a freelance assignment. Most of the freelance assignments I get these days pay on a per project or per word basis. Much better, in my opinion. (That being said, freelance rates are how they charge are up to each freelancer.)

              In the past, I have written articles for rates ranging from 50 cents to $2.00 per word.  These days most of my article assignments pay between $350 and $750, depending upon a variety of factors (timeline, amount of research that is required, and if outside sources are needed as quotes).

              Consider these stats from SmartBlogger.com:

              ·         50% (or more) of freelance writers earn less than $30k per year.

              ·         18% of freelance writers reported income levels of $31k – $50k 

              ·         5% reported making between $100k – $125,000

              ·         4% earned over $125,000

              Can I make a career out of freelancing?

              Is it possible to seriously earn a living freelancing?

              Most freelance writers are happy with getting assignments as a side gig and starting a freelance side hustle.

              Depending on your schedule, you may only have time to squeeze in one article per week. Or, as a reminder, we all get the same 24 hours a day, seven. days a week. Learning how to manage your time wisely…and financially…should be a key factor in deciding if you want to make a career out of freelance writing.

              Can freelancers make good money?

              Freelancers can absolutely make good money doing this! I know hundreds of freelance writers who are making darn good money. In fact, most of them are making great money—over six figure freelancer salaries.

              Brainstorm some ways to find those higher-paying projects. Present yourself as a professional and convince the editor that YOU are the right freelance writer for the next assignment.

              Is freelancing still profitable?

              Freelancing is still profitable for freelancers if you’re willing to embrace marketing, marketing, and marketing. (Did we get the point across?) A freelance marketing plan is the key to a successful…and profitable…freelance journey. The more you market yourself, the more bylines and checks will come your way.

              Don’t be afraid to try something new and get outside your comfort zone when it comes to being able to earn a living freelancing. I never thought I would be writing greeting cards and school library books, but I am glad that I tried it.

              How to Make a Living as a Freelance Writer

              While the freelance landscape has shifted dramatically over the past few decades, one thing remains constant: the importance of marketing oneself effectively. Whether you’re earning a living freelancing by writing articles, crafting greeting cards, creating newsletters, penning books, or promoting yourself and your freelance business on social media, marketing is the key to attracting high-paying clients and catapulting your earning potential.

              In order to stay relevant and successful for decades to come, be resilient, embrace new opportunities, and continuously refine your marketing skills. You can indeed earn a living freelancing and thrive in the roller coaster ride that is the freelance industry. So, don’t hesitate to explore new avenues, seize opportunities, and make your freelance dreams a reality.